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		<title>Balzac, Honoré de -- Letters of Two Brides [Mémoires de deux jeunes mariées], Part 1, letter 45 (1840) [tr. Scott (1897)]</title>
		<link>https://wist.info/balzac-honore-de/81354/</link>
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		<pubDate>Wed, 14 Jan 2026 17:54:27 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Balzac, Honoré de]]></category>
		<category><![CDATA[anxiety]]></category>
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		<description><![CDATA[The fact is, my sweet, every mother spends her time, so soon as her children are out of her sight, in imagining dangers for them. Perhaps it is Armand seizing the razors to play with, or his coat taking fire, or a snake biting him, or he might tumble in running and start and absess [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>The fact is, my sweet, every mother spends her time, so soon as her children are out of her sight, in imagining dangers for them. Perhaps it is Armand seizing the razors to play with, or his coat taking fire, or a snake biting him, or he might tumble in running and start and absess on his head, or he might drown himself in a pond. A mother&#8217;s life, you see, is one long succession of dramas, now soft and tender, now terrible. Not an hour but has its joys and fears. </p>
<p><em>[En effet, mon ange, durant le jour, toutes les mères inventent des dangers. Dès que les enfants ne sont plus sous leurs yeux, c’est des rasoirs volés avec lesquels Armand a voulu jouer, le feu qui prend à sa jaquette, un orvet qui peut le mordre, une chute en courant qui peut faire un dépôt à la tête, ou les bassins où il peut se noyer. Comme tu le vois, la maternité comporte une suite de poésies douces ou terribles. Pas une heure qui n’ait ses joies et ses craintes.]</em></p>
<br><b>Honoré de Balzac</b> (1799-1850) French novelist, playwright<br><i>Letters of Two Brides [Mémoires de deux jeunes mariées]</i>, Part 1, letter 45 (1840) [tr. Scott (1897)] 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://www.gutenberg.org/cache/epub/1941/pg1941-images.html#link2H_4_0048:~:text=The%20fact%20is%2C%20my,its%20joys%20and%20fears." target="_blank">Source</a>)
										<br><br><span class="cite">
						

(<a href="https://fr.wikisource.org/wiki/M%C3%A9moires_de_deux_jeunes_mari%C3%A9es/Chapitre_45#:~:text=En%20effet%2C%20mon,et%20ses%20craintes.">Source (French)</a>). Other translation:<br><br>

<blockquote>To tell the truth, my dearest, during the daytime all mothers invent dangers as soon as the children are out of sight. There are razors for Armand to play with, fire to catch his jacket, a slow-worm to bite him, a fall to bump his head, and ponds to tumble into. So you see that maternity is a series of poems, sweet or terrible as the case may be. There's not an hour which does not have its joys and fears.<br>
[tr. <a href="https://www.google.com/books/edition/Memoirs_of_Two_Young_Married_Women/iO4QAAAAYAAJ?hl=en&gbpv=1&bsq=%22razors%20for%20armand%22">Wormeley</a> (1842), <i>Memoirs of Two Young Married Women</i>]</blockquote><br>


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		<title>Russell, Bertrand -- Conquest of Happiness, Part 1, ch.  5 &#8220;Fatigue&#8221; (1930)</title>
		<link>https://wist.info/russell-bertrand/77295/</link>
		<comments>https://wist.info/russell-bertrand/77295/#respond</comments>
		<pubDate>Wed, 02 Jul 2025 15:17:48 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Russell, Bertrand]]></category>
		<category><![CDATA[anxiety]]></category>
		<category><![CDATA[criticality]]></category>
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		<category><![CDATA[importance]]></category>
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		<description><![CDATA[A great many worries can be diminished by realizing the unimportance of the matter which is causing the anxiety.]]></description>
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			<content:encoded><![CDATA[<p>A great many worries can be diminished by realizing the unimportance of the matter which is causing the anxiety.</p>
<br><b>Bertrand Russell</b> (1872-1970) English mathematician and philosopher<br><i>Conquest of Happiness</i>, Part 1, ch.  5 &#8220;Fatigue&#8221; (1930) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://archive.org/details/in.ernet.dli.2015.222834/page/n75/mode/2up?q=%22unimportance+of+the+matter%22" target="_blank">Source</a>)
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		<title>Russell, Bertrand -- Conquest of Happiness, Part 1, ch.  5 &#8220;Fatigue&#8221; (1930)</title>
		<link>https://wist.info/russell-bertrand/77038/</link>
		<comments>https://wist.info/russell-bertrand/77038/#respond</comments>
		<pubDate>Wed, 18 Jun 2025 16:21:52 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Russell, Bertrand]]></category>
		<category><![CDATA[anxiety]]></category>
		<category><![CDATA[consideration]]></category>
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		<description><![CDATA[It is amazing how much both happiness and efficiency can be increased by the cultivation of an orderly mind, which thinks about a matter adequately at the right time rather than inadequately at all times.]]></description>
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			<content:encoded><![CDATA[<p>It is amazing how much both happiness and efficiency can be increased by the cultivation of an orderly mind, which thinks about a matter adequately at the right time rather than inadequately at all times.</p>
<br><b>Bertrand Russell</b> (1872-1970) English mathematician and philosopher<br><i>Conquest of Happiness</i>, Part 1, ch.  5 &#8220;Fatigue&#8221; (1930) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://archive.org/details/in.ernet.dli.2015.222834/page/n75/mode/2up?q=%22happiness+and+efficiency%22" target="_blank">Source</a>)
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		<title>O'Malley, Austin -- Keystones of Thought (1914)</title>
		<link>https://wist.info/omalley-austin/61869/</link>
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		<pubDate>Thu, 13 Jul 2023 16:11:14 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[O'Malley, Austin]]></category>
		<category><![CDATA[angel]]></category>
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		<description><![CDATA[Possess your soul without fussing; your guardian angel does not lose half the sleep over you you think he does.]]></description>
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			<content:encoded><![CDATA[<p>Possess your soul without fussing; your guardian angel does not lose half the sleep over you you think he does.</p>
<br><b>Austin O'Malley</b> (1858-1932) American ophthalmologist, professor of literature, aphorist<br><i>Keystones of Thought</i> (1914) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://archive.org/details/KeystonesOfThought/page/n15/mode/2up?q=%22possess+your+soul+without%22" target="_blank">Source</a>)
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		<title>Euripides -- Andromeda [Ἀνδρομέδα], fragment (412 BC) [tr. Wodhall (1809)]</title>
		<link>https://wist.info/euripides/55769/</link>
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		<pubDate>Tue, 06 Sep 2022 17:42:21 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Euripides]]></category>
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		<description><![CDATA[Each day, futurity our bosom fills With constant terror, for to think of woes That are to come, is worse than to endure them. Barnes frag. 40, Musgrave frag. 18.]]></description>
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			<content:encoded><![CDATA[<p>Each day, futurity our bosom fills<br />
With constant terror, for to think of woes<br />
That are to come, is worse than to endure them. </p>
<br><b>Euripides</b> (485?-406? BC) Greek tragic dramatist<br><i>Andromeda</i> [Ἀνδρομέδα], fragment (412 BC) [tr. Wodhall (1809)] 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://archive.org/details/nineteentragedi02wodhgoog/page/n380/mode/2up?q=%22bosom++fills%22" target="_blank">Source</a>)
										<br><br><span class="cite">
						

Barnes frag. 40, Musgrave frag. 18.
						</span>
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		<title>McLaughlin, Mignon -- The Neurotic&#8217;s Notebook, ch.  4 (1963)</title>
		<link>https://wist.info/mclaughlin-mignon/51346/</link>
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		<pubDate>Thu, 10 Feb 2022 17:17:43 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[McLaughlin, Mignon]]></category>
		<category><![CDATA[circling]]></category>
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		<description><![CDATA[The neurotic circles ceaselessly above a fogged-in airport.]]></description>
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			<content:encoded><![CDATA[<p>The neurotic circles ceaselessly above a fogged-in airport.</p>
<br><b>Mignon McLaughlin</b> (1913-1983) American journalist and author<br><i>The Neurotic&#8217;s Notebook</i>, ch.  4 (1963) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://archive.org/details/neuroticsnoteboo00mcla/page/48/mode/2up?q=%22circles+ceaselessly%22" target="_blank">Source</a>)
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		<title>Hubbard, Elbert -- The Philosophy of Elbert Hubbard (1916)</title>
		<link>https://wist.info/hubbard-elbert-green/42531/</link>
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		<pubDate>Wed, 15 Jul 2020 22:02:12 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Hubbard, Elbert]]></category>
		<category><![CDATA[anticipation]]></category>
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		<description><![CDATA[If pleasures are greatest in anticipation, just remember that this is also true of trouble.]]></description>
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			<content:encoded><![CDATA[<p>If pleasures are greatest in anticipation, just remember that this is also true of trouble.</p>
<p><a href="https://wist.info/wp/wp-content/uploads/2020/07/Hubbard-pleasures-greatest-anticipation-true-trouble-wist_info-quote.png"><img alt="" fetchpriority="high" decoding="async" src="https://wist.info/wp/wp-content/uploads/2020/07/Hubbard-pleasures-greatest-anticipation-true-trouble-wist_info-quote.png" alt="" width="800" height="520" class="aligncenter size-full wp-image-42532" srcset="https://wist.info/wp/wp-content/uploads/2020/07/Hubbard-pleasures-greatest-anticipation-true-trouble-wist_info-quote.png 800w, https://wist.info/wp/wp-content/uploads/2020/07/Hubbard-pleasures-greatest-anticipation-true-trouble-wist_info-quote-300x195.png 300w, https://wist.info/wp/wp-content/uploads/2020/07/Hubbard-pleasures-greatest-anticipation-true-trouble-wist_info-quote-768x499.png 768w" sizes="(max-width: 800px) 100vw, 800px" /></a></p>
<br><b>Elbert Hubbard</b> (1856-1915) American writer, businessman, philosopher<br><i>The Philosophy of Elbert Hubbard</i> (1916) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://www.google.com/books/edition/The_Philosophy_of_Elbert_Hubbard/9DwgAAAAMAAJ?hl=en&gbpv=1&dq=elbert%20hubbard%20%22pleasures%20are%20greatest%22&pg=PT4&printsec=frontcover&bsq=%22pleasures%20are%20greatest%22" target="_blank">Source</a>)
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		<title>Thomas, Lewis -- &#8220;The Youngest and Brightest Thing Around,&#8221; The Medusa and the Snail: More Notes of a Biology Watcher (1979)</title>
		<link>https://wist.info/thomas-lewis/39425/</link>
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		<pubDate>Wed, 24 Apr 2019 02:12:46 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Thomas, Lewis]]></category>
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		<description><![CDATA[We are, perhaps uniquely among the earth&#8217;s creatures, the worrying animal. We worry away our lives, fearing the future, discontent with the present, unable to take in the idea of dying, unable to sit still.]]></description>
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			<content:encoded><![CDATA[<p>We are, perhaps uniquely among the earth&#8217;s creatures, the worrying animal. We worry away our lives, fearing the future, discontent with the present, unable to take in the idea of dying, unable to sit still.</p>
<p><a href="https://wist.info/wp/wp-content/uploads/2019/04/Thomas-We-are-perhaps-uniquely-among-the-earth’s-creatures-the-worrying-animal-wist_info-quote.png"><img alt="" decoding="async" src="https://wist.info/wp/wp-content/uploads/2019/04/Thomas-We-are-perhaps-uniquely-among-the-earth’s-creatures-the-worrying-animal-wist_info-quote-1024x632.png" alt="" width="640" height="395" class="aligncenter size-large wp-image-39428" srcset="https://wist.info/wp/wp-content/uploads/2019/04/Thomas-We-are-perhaps-uniquely-among-the-earth’s-creatures-the-worrying-animal-wist_info-quote-1024x632.png 1024w, https://wist.info/wp/wp-content/uploads/2019/04/Thomas-We-are-perhaps-uniquely-among-the-earth’s-creatures-the-worrying-animal-wist_info-quote-300x185.png 300w, https://wist.info/wp/wp-content/uploads/2019/04/Thomas-We-are-perhaps-uniquely-among-the-earth’s-creatures-the-worrying-animal-wist_info-quote-768x474.png 768w, https://wist.info/wp/wp-content/uploads/2019/04/Thomas-We-are-perhaps-uniquely-among-the-earth’s-creatures-the-worrying-animal-wist_info-quote.png 1150w" sizes="(max-width: 640px) 100vw, 640px" /></a></p>
<br><b>Lewis Thomas</b> (1913-1993) American physician, poet, essayist, researcher<br>&#8220;The Youngest and Brightest Thing Around,&#8221; <i>The Medusa and the Snail: More Notes of a Biology Watcher</i> (1979) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://books.google.com/books?id=eg04DwAAQBAJ&lpg=PP1&dq=lewis%20thomas%20medusa%20and%20the%20snail&pg=PT19#v=onepage&q=%22worrying%20animal%22&f=false" target="_blank">Source</a>)
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		<title>Emerson, Ralph Waldo -- &#8220;Character,&#8221; Essays: Second Series (1844)</title>
		<link>https://wist.info/emerson-ralph-waldo/38948/</link>
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		<pubDate>Wed, 14 Nov 2018 00:05:29 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
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		<description><![CDATA[We boast our emancipation from many superstitions; but if we have broken any idols, it is through a transfer of idolatry. What have I gained, that I no longer immolate a bull to Jove or to Neptune, or a mouse to Hecate; that I do not tremble before the Eumenides, or the Catholic Purgatory, or [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>We boast our emancipation from many superstitions; but if we have broken any idols, it is through a transfer of idolatry. What have I gained, that I no longer immolate a bull to Jove or to Neptune, or a mouse to Hecate; that I do not tremble before the Eumenides, or the Catholic Purgatory, or the Calvinistic Judgment-day, &#8212; if I quake at opinion, the public opinion as we call it; or at the threat of assault, or contumely, or bad neighbors, or poverty, or mutilation, or at the rumor of revolution, or of murder? If I quake, what matters it what I quake at?</p>
<br><b>Ralph Waldo Emerson</b> (1803-1882) American essayist, lecturer, poet<br>&#8220;Character,&#8221; <i>Essays: Second Series</i> (1844) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://books.google.com/books?id=2XRaAAAAYAAJ&dq=emerson%20%22boast%20our%20emancipation%22&pg=PA98#v=onepage&q=emerson%20%22boast%20our%20emancipation%22&f=false" target="_blank">Source</a>)
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		<title>Peale, Norman Vincent -- Inspiring Messages for Daily Living (1981 ed.)</title>
		<link>https://wist.info/peale-norman-vincent/27824/</link>
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		<pubDate>Fri, 26 Dec 2014 17:24:30 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Peale, Norman Vincent]]></category>
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		<description><![CDATA[Don&#8217;t take tomorrow to bed with you.]]></description>
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			<content:encoded><![CDATA[<p>Don&#8217;t take tomorrow to bed with you.</p>
<br><b>Norman Vincent Peale</b> (1898-1993) American preacher, writer<br><i>Inspiring Messages for Daily Living</i> (1981 ed.) 
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		<title>Bovee, Christian Nestell -- (Attributed)</title>
		<link>https://wist.info/bovee-christian/21711/</link>
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		<pubDate>Tue, 09 Jul 2013 13:15:17 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
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		<description><![CDATA[Troubles forereckoned are doubly suffered.Quoted in Orison Swett Marden, The Secret of Achievement (1898).]]></description>
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			<content:encoded><![CDATA[<p>Troubles forereckoned are doubly suffered.</p>
<br><b>Christian Nestell Bovee</b> (1820-1904) American epigrammatist, writer, publisher<br>(Attributed) 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="http://books.google.com/books?id=jM0WAAAAYAAJ&pg=PA1" target="_blank">Source</a>)
										<br><br><span class="cite">
						Quoted in Orison Swett Marden, <i>The Secret of Achievement</i> (1898).
						</span>
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		<title>Inge, William Ralph -- Sermon (1932-02-09), St. Paul&#8217;s Cathedral, London</title>
		<link>https://wist.info/inge-william-ralph/2030/</link>
		<comments>https://wist.info/inge-william-ralph/2030/#respond</comments>
		<pubDate>Sun, 01 Feb 2004 16:00:00 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Inge, William Ralph]]></category>
		<category><![CDATA[anticipation]]></category>
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		<description><![CDATA[Worry is interest paid on trouble before it falls due. As reported in The Shields Daily News, &#8220;Far and Near: Dean Inge on Worry,&#8221; Northumberland, England (1932-02-10). In context: Christ condemned worry as a sin &#8212; perhaps He was the first to do so. And what good advice this was! &#8220;I have had many troubles,&#8221; [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>Worry is interest paid on trouble before it falls due.</p>
<br><b>William Ralph Inge</b> (1860-1954) English prelate [Dean Inge]<br>Sermon (1932-02-09), St. Paul&#8217;s Cathedral, London 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://quoteinvestigator.com/2024/12/20/worry-debt/#51a4ad06-47ca-42ab-845b-ba2df52469f0-link:~:text=them%20never%20happened.%E2%80%99-,Worry%20is%20interest%20paid%20on%20trouble%20before%20it%20falls%20due.%E2%80%9D,-%E2%80%94Dean%20Inge%2C%20addressing" target="_blank">Source</a>)
										<br><br><span class="cite">
						

As reported in <i>The Shields Daily News</i>, "Far and Near: Dean Inge on Worry," Northumberland, England (1932-02-10). In context:<br><br>

<blockquote>Christ condemned worry as a sin -- perhaps He was the first to do so. And what good advice this was! "I have had many troubles," said someone, looking back on his life. "Most of them never happened." Worry is interest paid on trouble before it falls due.</blockquote><br>

Though Inge employed the phrase, it was in wide use already, having been crafted in 1905 by H. A. Thompson.  See more here: <a href="https://quoteinvestigator.com/2024/12/20/worry-debt/#51a4ad06-47ca-42ab-845b-ba2df52469f0-link" title="Quote Origin: Worry Is Like Paying Interest On a Debt You Don’t Owe – Quote Investigator®">Quote Origin: Worry Is Like Paying Interest On a Debt You Don’t Owe – Quote Investigator®</a>.
						</span>
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		<title>Thompson, H. A. -- Article (1905-11-25), &#8220;Sense and Nonsense: Some Definitions,&#8221; Saturday Evening Post, Vol. 178</title>
		<link>https://wist.info/thompson-h-a/3952/</link>
		<comments>https://wist.info/thompson-h-a/3952/#respond</comments>
		<pubDate>Sun, 01 Feb 2004 16:00:00 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Thompson, H. A.]]></category>
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		<description><![CDATA[Worry &#8212; Interest paid on trouble before it falls due. Often given as &#8220;Worry is the interest paid on trouble before it falls due.&#8221; Collected in Thompson&#8217;s The Cynic&#8217;s Dictionary (1906). (This should not to be confused with the column by the same name (and similar theme) by Ambrose Bierce, who had to change the [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>Worry &#8212; Interest paid on trouble before it falls due.</p>
<br><b>Harry "H. A." Thompson</b> (1867-1936) American magazine editor, publisher<br>Article (1905-11-25), &#8220;Sense and Nonsense: Some Definitions,&#8221; <i>Saturday Evening Post</i>, Vol. 178 
									<br>&nbsp;&nbsp;&nbsp;&nbsp;(<a href="https://www.google.com/books/edition/The_Saturday_Evening_Post/OkNc6lprAikC?gbpv=1&bsq=%22paid%20on%20trouble%20before%22" target="_blank">Source</a>)
										<br><br><span class="cite">
						

Often given as "Worry is the interest paid on trouble before it falls due."<br><br>

Collected in Thompson's <i><a href="https://www.google.com/books/edition/Baptist_Commonwealth/mbvcZExOp9kC?hl=en&gbpv=1&dq=harry+thompson+%22cynic%27s+dictionary%22&pg=RA25-PA16&printsec=frontcover">The Cynic's Dictionary</a></i> (1906). (This should not to be confused with the column by the same name (and similar theme) <a href="https://archive.org/details/unabridgeddevils00bier/page/n25/mode/2up?q=%22there+is+a+cynic%27s+dictionary%22">by Ambrose Bierce</a>, who had to change the column name and the name of <i>his</i> collected book to <i>The Cynic's Word Book,</i> and, later, <i>The Devil's Dictionary</i>.)<br><br>

Variants (mix and match the parts): <ul>
	<li>Worry is interest paid on trouble before it falls due.</li>
	<li>Worry is interest paid in advance on a debt you may never owe.</li>
	<li>Worrying is like paying a debt you don’t owe.</li>
	<li>Worrying about something is like paying interest on a debt you don’t even know if you owe.</li>
</ul>

This (or its variants), are often misattributed to <a href="https://wist.info/author/twain-mark/">Mark Twain</a>; there is no record of it in his writings, and the earliest attribution found, is from 1936, a quarter century after Twain's death.<br><br>

The phrase was used, but well after it was in circulation, by <a href="https://wist.info/inge-william-ralph/2030/">William Ralphe Inge</a>.<br><br>

For more discussion and history see <a href="https://quoteinvestigator.com/2024/12/20/worry-debt/#51a4ad06-47ca-42ab-845b-ba2df52469f0-link" title="Quote Origin: Worry Is Like Paying Interest On a Debt You Don’t Owe – Quote Investigator®">Quote Origin: Worry Is Like Paying Interest On a Debt You Don’t Owe – Quote Investigator®</a>.
						</span>
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