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		<title>Billings, Josh -- Josh Billings&#8217; Farmer&#8217;s Allminax, 1871-03 (1871 ed.)</title>
		<link>https://wist.info/billings-josh/82010/</link>
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		<pubDate>Thu, 12 Feb 2026 20:56:43 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Billings, Josh]]></category>
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		<description><![CDATA[I dont know ov enny thing more remorseless, on the face ov the earth, than 7 per cent interest. [I don&#8217;t know of anything more remorseless on the face of the earth than 7 percent interest.]]]></description>
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			<content:encoded><![CDATA[<p>I dont know ov enny thing more remorseless, on the face ov the earth, than 7 per cent interest.</p>
<p>[I don&#8217;t know of anything more remorseless on the face of the earth than 7 percent interest.]</p>
<br><b>Josh Billings</b> (1818–1885) American humorist, aphorist [pseud. of Henry Wheeler Shaw]<br><i>Josh Billings&#8217; Farmer&#8217;s Allminax</i>, 1871-03 (1871 ed.) 
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		<title>Franklin, Benjamin -- Poor Richard  (1740 ed.)</title>
		<link>https://wist.info/franklin-benjamin/78367/</link>
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		<pubDate>Thu, 14 Aug 2025 15:11:43 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Franklin, Benjamin]]></category>
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		<description><![CDATA[Lend Money to an Enemy, and thou’lt gain him, to a Friend and thou’lt lose him.]]></description>
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			<content:encoded><![CDATA[<p>Lend Money to an Enemy, and thou’lt gain him, to a Friend and thou’lt lose him.</p>
<br><b>Benjamin Franklin</b> (1706–1790) American statesman, scientist, philosopher, aphorist<br><i>Poor Richard </i> (1740 ed.) 
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		<title>Fuller, Thomas (1654) -- Introductio ad Prudentiam, Vol. 2, # 1848 (1727)</title>
		<link>https://wist.info/fuller-thomas-1654/76218/</link>
		<comments>https://wist.info/fuller-thomas-1654/76218/#respond</comments>
		<pubDate>Wed, 16 Apr 2025 15:12:38 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Fuller, Thomas (1654)]]></category>
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		<description><![CDATA[If thou wouldest put a suspected Friend to the Test, offer to borrow Money of him.]]></description>
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			<content:encoded><![CDATA[<p>If thou wouldest put a suspected Friend to the Test, offer to borrow Money of him.</p>
<br><b>Thomas Fuller</b> (1654–1734) English physician, preacher, aphorist, writer<br><i>Introductio ad Prudentiam</i>, Vol. 2, # 1848 (1727) 
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		<title>Rogers, Will -- Column (1927-02-27), &#8220;Weekly Article: Big Bouts for Farm Relief&#8221;</title>
		<link>https://wist.info/rogers-will/75676/</link>
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		<pubDate>Fri, 14 Mar 2025 21:53:43 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Rogers, Will]]></category>
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		<description><![CDATA[The trouble with the farmer up to now has been that every time somebody has thought of relief for him it has been to make it so he could borrow more money. That&#8217;s what&#8217;s the matter with him now. What he needs is some way to pay back. Not some way to borrow more. The [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>The trouble with the farmer up to now has been that every time somebody has thought of relief for him it has been to make it so he could borrow more money. That&#8217;s what&#8217;s the matter with him now. What he needs is some way to pay back. Not some way to borrow more.</p>
<br><b>Will Rogers</b> (1879–1935) American humorist<br>Column (1927-02-27), &#8220;Weekly Article: Big Bouts for Farm Relief&#8221; 
						<br><br><span class="cite">
						

The <em>Washington Post</em> used "Big Bouts in Congress" as its headline.<br><br>

The above text is how it was worded both as published and as catalogued in <a href="https://www.google.com/books/edition/The_Writings_of_Will_Rogers/vScb_ZidxWYC?hl=en&gbpv=1&bsq=%22The%20trouble%20with%20the%20farmer%22"><i>Will Rogers' Weekly Articles: The Coolidge Years, 1925-1927</i></a>, No. 220 (1973).  When generally quoted, however, it is frequently in a more condensed form:<br><br>

<blockquote>Every time somebody has thought of relief for the farmer it has been to make it so he could borrow more money. What he needs is some way to pay back. Not some way to borrow more.</blockquote>

						</span>
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		<title>Franklin, Benjamin -- Poor Richard  (1738 ed.)</title>
		<link>https://wist.info/franklin-benjamin/75437/</link>
		<comments>https://wist.info/franklin-benjamin/75437/#respond</comments>
		<pubDate>Thu, 06 Mar 2025 18:08:36 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Franklin, Benjamin]]></category>
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		<description><![CDATA[He that would have a short Lent, let him borrow Money to be repaid at Easter.]]></description>
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			<content:encoded><![CDATA[<p>He that would have a short Lent, let him borrow Money to be repaid at Easter.</p>
<br><b>Benjamin Franklin</b> (1706–1790) American statesman, scientist, philosopher, aphorist<br><i>Poor Richard </i> (1738 ed.) 
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		<title>Martial -- Epigrams [Epigrammata], Book  2, epigram  30 (2.30) (AD 86) [tr. Nixon (1911), &#8220;Neither a Borrower&#8221;]</title>
		<link>https://wist.info/martial/54612/</link>
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		<pubDate>Fri, 08 Jul 2022 18:33:46 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Martial]]></category>
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		<description><![CDATA[I had hardly thought by asking For five hundred I&#8217;d be tasking The kindness of a rich old friend like you. &#8220;Practice law,&#8221; you said, &#8220;it&#8217;s healthy, And it soon will make you wealthy.&#8221; Now, Gaius, tell me &#8220;Yes,&#8221; not what to do. [Mutua viginti sestertia forte rogabam, Quae vel donanti non grave munus erat. [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>I had hardly thought by asking<br />
For five hundred I&#8217;d be tasking<br />
<span class="tab">The kindness of a rich old friend like you.<br />
&#8220;Practice law,&#8221; you said, &#8220;it&#8217;s healthy,<br />
And it soon will make you wealthy.&#8221;<br />
<span class="tab">Now, Gaius, tell me &#8220;Yes,&#8221; not what to do.</p>
<p><em>[Mutua viginti sestertia forte rogabam,<br />
Quae vel donanti non grave munus erat.<br />
Quippe rogabatur felixque vetusque sodalis<br />
Et cuius laxas arca flagellat opes.<br />
Is mihi &#8216;Dives eris, si causas egeris&#8217; inquit.<br />
Quod peto da, Gai: non peto consilium.]</em></span></span></p>
<br><b>Martial</b> (AD c.39-c.103) Spanish Roman poet, satirist, epigrammatist [Marcus Valerius Martialis]<br><i>Epigrams [Epigrammata]</i>, Book  2, epigram  30 (2.30) (AD 86) [tr. Nixon (1911), &#8220;Neither a Borrower&#8221;] 
						<br><br><span class="cite">
						

"To Caius/Gaius." (<a href="http://data.perseus.org/citations/urn:cts:latinLit:phi1294.phi002.perseus-lat1:2.30">Source (Latin)</a>). Other translations:<br><br>

<blockquote>When twenty pounds I'd borrow of a friend,<br>
<span class="tab">One, who might give me more, as well as lend;<br>
Blest in his fortune; my companion old;<br>
<span class="tab">Whose coffers, and whose purse-strings, crack with gold.<br>
"Turn lawyer, and you'll soon grow rich," he cries:<br>
<span class="tab">Give me what I ask, my friend: -- 'tis not advice.<br>
[tr. <a href="https://www.google.com/books/edition/Select_Epigrams_of_Martial/guUNAAAAYAAJ?hl=en&gbpv=1&bsq=%22twenty%20pounds%22">Hay</a> (1755)]</blockquote><br>

<blockquote>Of sesterces a score I crave in loan,<br>
<span class="tab">Which scarce a boon would honest bounty own.<br>
A fortune-blest old intimate I urge,<br>
<span class="tab">Whose gen'rous wealth tyrannic coffers scourge.<br>
"Go, ply the bar: be affluent in a trice."<br>
<span class="tab">I ask your aid, my Cay, not your advice.<br>
[tr. <a href="https://www.google.com/books/edition/The_Epigrams_of_M_Val_Martial/vksOAAAAQAAJ?hl=en&gbpv=1&printsec=frontcover&bsq=%22sesterces%20a%20score%20i%20crave%22">Elphinston</a> (1782), Book 5, ep. 31]</blockquote><br>

<blockquote>I asked Caius to lend me twenty sestertia, a sum which could not weigh heavy on him, even if he had been asked to give and not to lend; for he was my old companion, and hd been fortunate in life; and his chest can scarcely press down his overflowing riches. He replied to me, "You will become wealthy if you will take to pleading causes." Caius! give me what I ask for, I do not ask for advice.<br>
[tr. <a href="https://archive.org/details/martialmoderns00mart/page/120/mode/2up?q=%22ep.+xxx%22">Amos</a> (1858), "Unseasonable Advice"; ch. 3, ep. 89]</blockquote><br>

<blockquote>I asked, by chance, a loan of twenty thousand sesterces, which would have been no serious matter even as a present. He whom I asked was an old acquaintance in good circumstances, whose money-chest finds difficulty in imprisoning his overflowing hoards. "You will enrich yourself, was his reply, "if you will go to the bar." Give me, Caius, what I ask: I do not ask advice.<br>
[tr. <a href="https://www.tertullian.org/fathers/martial_epigrams_book02.htm#:~:text=I%20asked%2C%20by,not%20ask%20advice.">Bohn's Classical</a> (1859)]</blockquote><br>

<blockquote>I asked, as it chanced, the loan of twenty thousand sesterces, which, even to a give, would have been no burden. The fact was I asked them of a well-to-do and old friend, and one whose money-chest keeps in control o'erflowing wealth. His answer was, "You will be rich if you plead causes." Give me what I ask, Gaius: I don't ask for advice.<br>
[tr. <a href="https://www.google.com/books/edition/Epigrams/w4ZfAAAAMAAJ?hl=en&gbpv=1&bsq=%22twenty%20thousand%22">Ker</a> (1919)]</blockquote><br>

<blockquote>I chanced to ask a loan -- a hundred, merely;<br>
<span class="tab">E'en as a gift that should not task severely<br>
A wealthy friend, and so I asked him, knowing<br>
<span class="tab">His pockets bulge with cash over-flowing.<br>
"Go to the Bar," says he, "get rich by pleading" --<br>
<span class="tab">'Tis cash, not counsel, Gaius, that I'm needing.<br>
[tr. <a href="https://archive.org/details/martialtwelveboo0000tran/page/54/mode/2up?q=%22to+gaius%22">Pott & Wright</a> (1921)]</blockquote><br>

<blockquote>I asked you twenty thousand as a loan,<br>
<span class="tab">A trifle, had I craved it for my own,<br>
Such claim might ancient friendship well afford<br>
<span class="tab">On one whose coffers chid their bursting hoard.<br>
"Plead and you'll make a fortune in a trice."<br>
<span class="tab">I want your money, Gaius, not advice.<br>
[tr. <a href="https://www.google.com/books/edition/Martial_s_Epigrams/g35fAAAAMAAJ?gbpv=1&bsq=%22ii.%20xxx%22">Francis & Tatum</a> (1924), ep. 79]</blockquote><br>



<blockquote>I asked a rich old friend of mine<br>
for a loan of twenty thousand:<br>
No trouble at all for him to give it to me,<br>
he was so loaded. But in answer to my request<br>
he said, "You know what? You want to make money?<br>
Become a lawyer." Look, Gaius:<br>
I asked you for money, not for advice.<br>
[tr. <a href="https://archive.org/details/epigramsofmartia0000mart_q2h6/page/94/mode/2up?q=%22rich+old+friend%22">Bovie</a> (1970)]</blockquote><br>




<blockquote>I happened to ask a Ioan of twenty thousand sesterces, no burdensome present even as a gift. He of whom I asked it was a faithful old friend, he whose coffer whips up his ample wealth. Says he to me: "You'll be a rich man if you plead cases." Give me what I ask, Gaius; I'm not asking advice.<br>
[tr. <a href="https://dokumen.pub/martial-epigrams-spectacles-books-1-5-1-0674995554-9780674995550.html#:~:text=I%20happened%20to%20ask%20a%20Ioan%20of%20twenty%20thousand%20sesterces%2C%20no%20burdensome%20present%20even%20as%20a%20gift.%20He%20of%20whom%20I%20asked%20it%20was%20a%20faithful%20old%20friend%2C%20e">Shackleton Bailey</a> (1993)]</blockquote><br>

<blockquote>I need a loan of twenty grand.<br>
<span class="tab">Can you lend a helping hand?<br>
We're friends, it's not a huge amount<br>
<span class="tab">Against your massive bank account.<br>
But your reply? "Go practice law,<br>
<span class="tab">it's easy to get rich, ha-ha!"<br>
So here's a thought on which to chew:<br>
<span class="tab">No job advice I asked from you.<br>
[tr. Ericsson (1995)]</blockquote><br>

<blockquote>I chanced to seek a loan of twenty thousand --<br>
<span class="tab">which one could give away and not think twice.<br>
The man I asked, a trusted longtime friend,<br>
<span class="tab">whose strongbox whips up riches in a trice,<br>
said, "Be a lawyer. You'll make piles of cash."<br>
<span class="tab">I asked for money, Gaius, not advice.<br>
[tr. <a href="https://archive.org/details/selectedepigrams0000mart_b6d3/page/16/mode/2up?q=%22twenty+thousand%22">McLean</a> (2014)]</blockquote><br>						</span>
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		<title>Mills, C. Wright -- The Power Elite (1956)</title>
		<link>https://wist.info/mills-c-wright/46682/</link>
		<comments>https://wist.info/mills-c-wright/46682/#respond</comments>
		<pubDate>Wed, 21 Apr 2021 17:44:00 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Mills, C. Wright]]></category>
		<category><![CDATA[bailout]]></category>
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		<description><![CDATA[The entrepreneur, in the classic image, was supposed to have taken a risk, not only with his money but with his very career; but once the founder of a business has taken the big jump he does not usually take serious risks as he comes to enjoy the accumulation of advantages that lead him into [&#8230;]]]></description>
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			<content:encoded><![CDATA[<p>The entrepreneur, in the classic image, was supposed to have taken a risk, not only with his money but with his very career; but once the founder of a business has taken the big jump he does not usually take serious risks as he comes to enjoy the accumulation of advantages that lead him into great fortune. If there is any risk, someone else is usually taking it. Of late, that someone else [&#8230;] has been the government of the United States. If a middle-class businessman is in debt for $50,000, he may well be in trouble. But if a man manages to get into debt for $2 million, his creditors, if they can, may well find it convenient to produce chances for his making money in order to repay them.</p>
<br><b>C. Wright Mills</b> (1916–1962) American sociologist, academic, author [Charles Wright Mills]<br><i>The Power Elite</i> (1956) 
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		<title>Nash, Ogden -- &#8220;Bankers Are Just Like Anybody Else, Except Richer,&#8221; New Yorker (7 Dec 1935)</title>
		<link>https://wist.info/nash-ogden/43407/</link>
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		<pubDate>Fri, 25 Sep 2020 15:55:26 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Nash, Ogden]]></category>
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		<description><![CDATA[Most bankers dwell in marble halls, Which they get to dwell in because they encourage deposits and discourage withdrawals, And particularly because they all observe one rule which woe betides the banker who fails to heed it, Which is you must never lend any money to anybody unless they don&#8217;t need it.]]></description>
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			<content:encoded><![CDATA[<p class="hangingindent">Most bankers dwell in marble halls,</p>
<p class="hangingindent">Which they get to dwell in because they encourage deposits and discourage withdrawals,</p>
<p class="hangingindent">And particularly because they all observe one rule which woe betides the banker who fails to heed it,</p>
<p class="hangingindent">Which is you must never lend any money to anybody unless they don&#8217;t need it.</p>
<p></p>
<br><b>Ogden Nash</b> (1902–1971) American poet<br>&#8220;Bankers Are Just Like Anybody Else, Except Richer,&#8221; <i>New Yorker</i> (7 Dec 1935) 
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		<title>Lamb, Charles -- &#8220;The Two Races of Men,&#8221; Essays of Elia (1823)</title>
		<link>https://wist.info/lamb-charles/36499/</link>
		<comments>https://wist.info/lamb-charles/36499/#comments</comments>
		<pubDate>Thu, 16 Mar 2017 17:12:12 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Lamb, Charles]]></category>
		<category><![CDATA[book collector]]></category>
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		<description><![CDATA[Your borrowers of books &#8212; those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.]]></description>
        <!-- DCH Insert author info (category description) and put the extra info (MORE) below that. -->
			<content:encoded><![CDATA[<p>Your borrowers of books &#8212; those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes. </p>
<br><b>Charles Lamb</b> (1775–1834) Welsh-English essayist<br>&#8220;The Two Races of Men,&#8221; <i>Essays of Elia</i> (1823) 
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		<title>Keynes, John Maynard -- &#8220;Overseas Financial Policy in Stage III&#8221; (15 May 1945)</title>
		<link>https://wist.info/keynes-john-maynard/35816/</link>
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		<pubDate>Wed, 21 Dec 2016 01:20:14 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Keynes, John Maynard]]></category>
		<category><![CDATA[bank]]></category>
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		<description><![CDATA[The old saying holds. Owe your banker £1000 and you are at his mercy; owe him £1 million and the position is reversed. Unpublished memo distributed to the British Cabinet. Variant: &#8220;If you owe your bank a hundred pounds, you have a problem. But if you owe a million, it has.&#8221;]]></description>
        <!-- DCH Insert author info (category description) and put the extra info (MORE) below that. -->
			<content:encoded><![CDATA[<p>The old saying holds. Owe your banker £1000 and you are at his mercy; owe him £1 million and the position is reversed.</p>
<br><b>John Maynard Keynes</b> (1883–1946) English economist<br>&#8220;Overseas Financial Policy in Stage III&#8221; (15 May 1945) 
						<br><br><span class="cite">
						

Unpublished memo distributed to the British Cabinet. 

Variant: "If you owe your bank a hundred pounds, you have a problem. But if you owe a million, it has."
						</span>
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		<title>Bierce, Ambrose -- &#8220;Acquaintance,&#8221; The Cynic&#8217;s Word Book (1906)</title>
		<link>https://wist.info/bierce-ambrose/20189/</link>
		<comments>https://wist.info/bierce-ambrose/20189/#respond</comments>
		<pubDate>Thu, 24 Jan 2013 15:27:28 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Bierce, Ambrose]]></category>
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		<description><![CDATA[ACQUAINTANCE, n. A person whom we know well enough to borrow from, but not well enough to lend to. A degree of friendship called slight when its object is poor or obscure, and &#8220;intimate&#8221; when he is rich or famous. Included in The Devil&#8217;s Dictionary (1911).]]></description>
        <!-- DCH Insert author info (category description) and put the extra info (MORE) below that. -->
			<content:encoded><![CDATA[<p>ACQUAINTANCE, <em>n.</em> A person whom we know well enough to borrow from, but not well enough to lend to. A degree of friendship called slight when its object is poor or obscure, and &#8220;intimate&#8221; when he is rich or famous. </p>
<br><b>Ambrose Bierce</b> (1842–1914?) American writer and journalist<br>&#8220;Acquaintance,&#8221; <i>The Cynic&#8217;s Word Book</i> (1906) 
						<br><br><span class="cite">
						

<a href="https://en.wikisource.org/wiki/The_Devil%27s_Dictionary/A#:~:text=ACQUAINTANCE%2C%20n.%20A%20person%20whom%20we%20know%20well%20enough%20to%20borrow%20from%2C%20but%20not%20well%20enough%20to%20lend%20to.%20A%20degree%20of%20friendship%20called%20slight%20when%20its%20object%20is%20poor%20or%20obscure%2C%20and%20intimate%20when%20he%20is%20rich%20or%20famous.">Included</a> in <i>The Devil's Dictionary</i> (1911).
						</span>
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                <!-- DCH Modify the title to give the category (quote author) at the beginning of it. -->
		<title>Publilius Syrus -- Sententiae [Moral Sayings], #  12 [tr. Lyman (1862)]</title>
		<link>https://wist.info/publilius-syrus/8017/</link>
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		<pubDate>Fri, 17 Jul 2009 12:33:52 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Publilius Syrus]]></category>
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		<description><![CDATA[A small loan makes a debtor; a great one, an enemy.]]></description>
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			<content:encoded><![CDATA[<p><font size="2"></p>
<p align="left"> A small loan makes a debtor; a great one, an enemy.</p>
<p></font></p>
<br><b>Publilius Syrus</b> (d. 42 BC) Assyrian slave, writer, philosopher [less correctly Publius Syrus]<br><i>Sententiae [Moral Sayings]</i>, #  12 [tr. Lyman (1862)] 
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