The old saying holds. Owe your banker £1000 and you are at his mercy; owe him £1 million and the position is reversed.

John Maynard Keynes (1883-1946) English economist

“Overseas Financial Policy in Stage III” (15 May 1945)

Unpublished memo distributed to the British Cabinet.Variant: "If you owe your bank a hundred pounds, you have a problem. But if you owe a million, it has."