Money is only a tool in business. It is just a part of the machinery. You might as well borrow 100,000 lathes as $100,000 if the trouble is inside your business. More lathes will not cure it; neither will more money. Only heavier doses of brains and thought and wise courage can cure. A business that misuses what it has will continue to misuse what it can get.
Henry Ford (1863-1947) American industrialist
My Life and Work, ch. 11 “Money and Goods” (1922) [with Samuel Crowther]
(Source)